Jana Small Finance Bank Thane
Thane · Mumbai, Maharashtra
400788020 is the MICR code for the Thane branch of Jana Small Finance Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSFB0003099.
Bank
Jana Small Finance Bank
Branch & Address
Thane
Jana Small Finance Bank Ltd, First Floor and First Floor Gavdevi Apartment, Opp Hotel Nitin Raj Pune Link Road Katemanivali, Kalyan East, 421306, India
Mumbai, Thane, Maharashtra
MICR Code Structure
400
City
788
Bank
020
Branch
City code 400 identifies the RBI clearing centre, bank code 788 identifies Jana Small Finance Bank, and branch code 020 identifies this specific branch.
Online Payment Methods Supported
Other Jana Small Finance Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSFB0003099) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400788020 is in the middle, and your account number is on the right.