Janaseva Sahakari Bank (Borivli) Kandivali West
Kandivali West · Greater Bombay, Maharashtra
400804004 is the MICR code for the Kandivali West branch of Janaseva Sahakari Bank (Borivli), located in Greater Bombay, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JASB0000004.
Bank
Janaseva Sahakari Bank (Borivli)
Branch & Address
Kandivali West
Laxmi Villa, 1st Floor, M G Road, Opp Kala Hanuman Mandir, Kandivli West, Mumbai 400067
Greater Bombay, Kandivali, Maharashtra
Contact
+912228619971MICR Code Structure
400
City
804
Bank
004
Branch
City code 400 identifies the RBI clearing centre, bank code 804 identifies Janaseva Sahakari Bank (Borivli), and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Janaseva Sahakari Bank (Borivli) branches near Greater Bombay
Other banks in Greater Bombay, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JASB0000004) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400804004 is in the middle, and your account number is on the right.