Janaseva Sahakari Bank (Borivli) Virar West
Virar West · Plaghar, Maharashtra
400804013 is the MICR code for the Virar West branch of Janaseva Sahakari Bank (Borivli), located in Plaghar, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JASB0000013.
Bank
Janaseva Sahakari Bank (Borivli)
Branch & Address
Virar West
Shop No. 11, Ground Floor, Virar Nand Dham Co Operative Housing Ltd, Viva College Road, Near Ram Nagar, Virar West, Thane 401302
Plaghar, Virar West, Maharashtra
Contact
+9125025136662MICR Code Structure
400
City
804
Bank
013
Branch
City code 400 identifies the RBI clearing centre, bank code 804 identifies Janaseva Sahakari Bank (Borivli), and branch code 013 identifies this specific branch.
Online Payment Methods Supported
Other Janaseva Sahakari Bank (Borivli) branches near Plaghar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JASB0000013) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400804013 is in the middle, and your account number is on the right.