Vasai Janata Sahakari Bank Naigaon East
Naigaon East · Palghar, Maharashtra
401758002 is the MICR code for the Naigaon East branch of Vasai Janata Sahakari Bank, located in Palghar, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code VASJ0000015.
Bank
Vasai Janata Sahakari Bank
Branch & Address
Naigaon East
Flat no 8 and 9, G2, Sai Enclave Building no 1 Chs, Naigaon East
Palghar, Vasai, Maharashtra
Contact
+912502308898MICR Code Structure
401
City
758
Bank
002
Branch
City code 401 identifies the RBI clearing centre, bank code 758 identifies Vasai Janata Sahakari Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Vasai Janata Sahakari Bank branches near Palghar
Other banks in Palghar, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (VASJ0000015) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 401758002 is in the middle, and your account number is on the right.