Gopinath Patil Parsik Janata Sahakari Bank Vadkhal
Vadkhal · Raigad, Maharashtra
402312052 is the MICR code for the Vadkhal branch of Gopinath Patil Parsik Janata Sahakari Bank, located in Raigad, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PJSB0000053.
Bank
Gopinath Patil Parsik Janata Sahakari Bank
Branch & Address
Vadkhal
Sai Ashirwad Complex, 1st Floor Vadkhal Naka, Tal. Pen. Dist. Raigad
Raigad, Vadkhal, Maharashtra
Contact
+912143269138MICR Code Structure
402
City
312
Bank
052
Branch
City code 402 identifies the RBI clearing centre, bank code 312 identifies Gopinath Patil Parsik Janata Sahakari Bank, and branch code 052 identifies this specific branch.
Online Payment Methods Supported
Other Gopinath Patil Parsik Janata Sahakari Bank branches near Raigad
Other banks in Raigad, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PJSB0000053) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 402312052 is in the middle, and your account number is on the right.