HDFC Bank Porvorim Ii
Porvorim Ii · Porvorim, Goa
403240081 is the MICR code for the Porvorim Ii branch of HDFC Bank, located in Porvorim, Goa. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0011027.
Bank
HDFC Bank
Branch & Address
Porvorim Ii
HDFC Bank LTD Ground and Mezzanine Floor Plot no 125 2a Nh 66 Opp Delfino Super Mark Porvorim Goa 403501
Porvorim, Porvorim, Goa
Contact
+9118002026161Codes for this Branch
MICR (cheques)
403240081
IFSC (online transfers)
HDFC0011027
SWIFT / BIC
HDFCINBB
MICR Code Structure
403
City
240
Bank
081
Branch
City code 403 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 081 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Porvorim
Other banks in Porvorim, Goa
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0011027) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 403240081 is in the middle, and your account number is on the right.