Gopinath Patil Parsik Janata Sahakari Bank Ponda
Ponda · Goa, Goa
403312004 is the MICR code for the Ponda branch of Gopinath Patil Parsik Janata Sahakari Bank, located in Goa, Goa. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PJSB0000303.
Bank
Gopinath Patil Parsik Janata Sahakari Bank
Branch & Address
Ponda
House No-175/25, Ground Floor, Alankar House, Shanti Nagar, Ponda, Goa-403401
Goa, Ponda, Goa
Contact
+919923271712MICR Code Structure
403
City
312
Bank
004
Branch
City code 403 identifies the RBI clearing centre, bank code 312 identifies Gopinath Patil Parsik Janata Sahakari Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Gopinath Patil Parsik Janata Sahakari Bank branches near Goa
Other banks in Goa, Goa
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PJSB0000303) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 403312004 is in the middle, and your account number is on the right.