Unity Small finance Bank Limited Panaji
Panaji · North Goa, Goa
403328002 is the MICR code for the Panaji branch of Unity Small finance Bank Limited, located in North Goa, Goa. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UNBA0000292.
Bank
Unity Small finance Bank Limited
Branch & Address
Panaji
Shop No.g-1, Ground Floor, Silvio Heights.st.inez Road, Near Basilio Gym, Govt.colony, Santa Inez, Panaji-403001, Goa
North Goa, Panaji, Goa
Contact
+917038521096MICR Code Structure
403
City
328
Bank
002
Branch
City code 403 identifies the RBI clearing centre, bank code 328 identifies Unity Small finance Bank Limited, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Unity Small finance Bank Limited branches near North Goa
Other banks in North Goa, Goa
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UNBA0000292) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 403328002 is in the middle, and your account number is on the right.