Which bank does MICR code 403413006 belong to?

MICR code 403413006 belongs to Bicholim Urban Co-operative Bank, Bicholim Urban Co-operative Bank IMPS branch, located at Nandanvan , Dr. Khandeperkar Road, Bicholim 403504, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CBUCBG.

What is the IFSC code for MICR 403413006?

The IFSC code for Bicholim Urban Co-operative Bank Bicholim Urban Co-operative Bank IMPS branch (MICR: 403413006) is HDFC0CBUCBG. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (403) represent the city/clearing centre, the next 3 digits (413) identify the bank, and the last 3 digits (006) identify the specific branch. For 403413006, the city code is 403, bank code is 413, and branch code is 006.

Bicholim Urban Co-operative Bank Bicholim Urban Co-operative Bank IMPS

Bicholim Urban Co-operative Bank IMPS · Mumbai, Maharashtra

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403413006

403413006 is the MICR code for the Bicholim Urban Co-operative Bank IMPS branch of Bicholim Urban Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CBUCBG.

Bank

Bicholim Urban Co-operative Bank

Branch & Address

Bicholim Urban Co-operative Bank IMPS

Nandanvan , Dr. Khandeperkar Road, Bicholim 403504

Mumbai, Bicholim, Maharashtra

Contact

+918322362038

Codes for this Branch

MICR (cheques)

403413006

IFSC (online transfers)

HDFC0CBUCBG

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

403

City

413

Bank

006

Branch

City code 403 identifies the RBI clearing centre, bank code 413 identifies Bicholim Urban Co-operative Bank, and branch code 006 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Bicholim Urban Co-operative Bank branches near Mumbai

Ab Bank IMPS Mumbai, Maharashtra HDFC0CABBLM Abhinandan Urban Co-operative Bank Amravati IMPS Mumbai, Maharashtra HDFC0CMAN01 Adarsh Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CADARS Adarsh Mahila Mercantile Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CAMMCO Agrasen Co-operative Urban Bank IMPS Mumbai, Maharashtra HDFC0CAUB01 Agrasen Nagari Sahakari Bank IMPS Mumbai, Maharashtra HDFC0CTANSB

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CBUCBG) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 403413006 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CBUCBG