Goa Urban Co-operative Bank Goa Urban Co-operative Bank IMPS
Goa Urban Co-operative Bank IMPS · Mumbai, Maharashtra
403416002 is the MICR code for the Goa Urban Co-operative Bank IMPS branch of Goa Urban Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CGUB02.
Bank
Goa Urban Co-operative Bank
Branch & Address
Goa Urban Co-operative Bank IMPS
Dr. Atmaram Borkar Road, Panaji Goa
Mumbai, Panaji, Maharashtra
Contact
+918322223639Codes for this Branch
MICR (cheques)
403416002
IFSC (online transfers)
HDFC0CGUB02
SWIFT / BIC
HDFCINBB
MICR Code Structure
403
City
416
Bank
002
Branch
City code 403 identifies the RBI clearing centre, bank code 416 identifies Goa Urban Co-operative Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Goa Urban Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CGUB02) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 403416002 is in the middle, and your account number is on the right.