Kotak Mahindra Bank Porvorim Bardez Branch
Porvorim Bardez Branch · Goa, Goa
403485009 is the MICR code for the Porvorim Bardez Branch branch of Kotak Mahindra Bank, located in Goa, Goa. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0002499.
Bank
Kotak Mahindra Bank
Branch & Address
Porvorim Bardez Branch
Ground Floor and Mezzanine Floor Shop no Gf1 Solsons Trade Center Block C House no 456 5 Near Ocoquero Junction Porvorim Bardez Goa 403521
Goa, Porvorim, Goa
Contact
+9118004100MICR Code Structure
403
City
485
Bank
009
Branch
City code 403 identifies the RBI clearing centre, bank code 485 identifies Kotak Mahindra Bank, and branch code 009 identifies this specific branch.
Online Payment Methods Supported
Other Kotak Mahindra Bank branches near Goa
Other banks in Goa, Goa
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0002499) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 403485009 is in the middle, and your account number is on the right.