HDFC Bank Sadhana Sahakari Bank LTD
Sadhana Sahakari Bank LTD · Pune, Maharashtra
411174498 is the MICR code for the Sadhana Sahakari Bank LTD branch of HDFC Bank, located in Pune, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CSBL22.
Bank
HDFC Bank
Branch & Address
Sadhana Sahakari Bank LTD
Sr no 15 1 2 1st Floor Upbazar Vyapari Sankul Uttamnagar Pune 411023
Pune, Pune, Maharashtra
Contact
+918888873531Codes for this Branch
MICR (cheques)
411174498
IFSC (online transfers)
HDFC0CSBL22
SWIFT / BIC
HDFCINBB
MICR Code Structure
411
City
174
Bank
498
Branch
City code 411 identifies the RBI clearing centre, bank code 174 identifies HDFC Bank, and branch code 498 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Pune
Other banks in Pune, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CSBL22) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 411174498 is in the middle, and your account number is on the right.