Kolhapur Urban Co-operative Bank Pune Branch
Pune Branch · Pune, Maharashtra
411398002 is the MICR code for the Pune Branch branch of Kolhapur Urban Co-operative Bank, located in Pune, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KOLH0000016.
Bank
Kolhapur Urban Co-operative Bank
Branch & Address
Pune Branch
Shopping Plaza Coop Housing Soc, Rambag Colony, Paud Road, Pune 411038
Pune, Kolhapur, Maharashtra
Contact
+919552580308MICR Code Structure
411
City
398
Bank
002
Branch
City code 411 identifies the RBI clearing centre, bank code 398 identifies Kolhapur Urban Co-operative Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Kolhapur Urban Co-operative Bank branches near Pune
Other banks in Pune, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KOLH0000016) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 411398002 is in the middle, and your account number is on the right.