TJSB Sahakari Bank Wagholi Pune Branch
Wagholi Pune Branch · Pune, Maharashtra
412109003 is the MICR code for the Wagholi Pune Branch branch of TJSB Sahakari Bank, located in Pune, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code TJSB0000177.
Bank
TJSB Sahakari Bank
Branch & Address
Wagholi Pune Branch
Shop No. 2, Landmark 24, Gat No. 1325 5, Plot 1, Opposite Wagheshwar Temple, Wagholi, Pune 412207
Pune, Wagholi, Maharashtra
Contact
+918655417099MICR Code Structure
412
City
109
Bank
003
Branch
City code 412 identifies the RBI clearing centre, bank code 109 identifies TJSB Sahakari Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other TJSB Sahakari Bank branches near Pune
Other banks in Pune, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (TJSB0000177) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 412109003 is in the middle, and your account number is on the right.