Janaseva Sahakari Bank, Pune Shirwal
Shirwal · Shirwal, Maharashtra
412257052 is the MICR code for the Shirwal branch of Janaseva Sahakari Bank, Pune, located in Shirwal, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JANA0000023.
Bank
Janaseva Sahakari Bank, Pune
Branch & Address
Shirwal
Gat No. 377, Near Shirwal S. T. Stand, Taluka - Khandala Shirwal 412801
Shirwal, Shirwal, Maharashtra
Contact
+912169244072MICR Code Structure
412
City
257
Bank
052
Branch
City code 412 identifies the RBI clearing centre, bank code 257 identifies Janaseva Sahakari Bank, Pune, and branch code 052 identifies this specific branch.
Online Payment Methods Supported
Other Janaseva Sahakari Bank, Pune branches near Shirwal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JANA0000023) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 412257052 is in the middle, and your account number is on the right.