HDFC Bank Umarga
Umarga · Osmanabad, Maharashtra
413240604 is the MICR code for the Umarga branch of HDFC Bank, located in Osmanabad, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0009341.
Bank
HDFC Bank
Branch & Address
Umarga
Ground Floor House no 63a a More Nursing Home Opp Police Station Main Road Umarga Osmanabad Maharashtra 413606
Osmanabad, Osmanabad, Maharashtra
Contact
+9118602676161Codes for this Branch
MICR (cheques)
413240604
IFSC (online transfers)
HDFC0009341
SWIFT / BIC
HDFCINBB
MICR Code Structure
413
City
240
Bank
604
Branch
City code 413 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 604 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Osmanabad
Other banks in Osmanabad, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0009341) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 413240604 is in the middle, and your account number is on the right.