Which bank does MICR code 413599002 belong to?

MICR code 413599002 belongs to Osmanabad Janata Sahakari Bank, Osmanabad Janata Sahakari Bank IMPS branch, located at Solapur Road Osmanabad, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0COJSBL.

What is the IFSC code for MICR 413599002?

The IFSC code for Osmanabad Janata Sahakari Bank Osmanabad Janata Sahakari Bank IMPS branch (MICR: 413599002) is HDFC0COJSBL. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (413) represent the city/clearing centre, the next 3 digits (599) identify the bank, and the last 3 digits (002) identify the specific branch. For 413599002, the city code is 413, bank code is 599, and branch code is 002.

Osmanabad Janata Sahakari Bank Osmanabad Janata Sahakari Bank IMPS

Osmanabad Janata Sahakari Bank IMPS · Mumbai, Maharashtra

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413599002

413599002 is the MICR code for the Osmanabad Janata Sahakari Bank IMPS branch of Osmanabad Janata Sahakari Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0COJSBL.

Bank

Osmanabad Janata Sahakari Bank

Branch & Address

Osmanabad Janata Sahakari Bank IMPS

Solapur Road Osmanabad

Mumbai, Osmanabad, Maharashtra

Contact

+912472227183

Codes for this Branch

MICR (cheques)

413599002

IFSC (online transfers)

HDFC0COJSBL

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

413

City

599

Bank

002

Branch

City code 413 identifies the RBI clearing centre, bank code 599 identifies Osmanabad Janata Sahakari Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Osmanabad Janata Sahakari Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0COJSBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 413599002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0COJSBL