Which bank does MICR code 413602002 belong to?

MICR code 413602002 belongs to Vidyanand Co-operative Bank, Vidyanand Co-operative Bank IMPS branch, located at 13 Jain Boarding Complex Baliwes Solapur 413001, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CVCBL1.

What is the IFSC code for MICR 413602002?

The IFSC code for Vidyanand Co-operative Bank Vidyanand Co-operative Bank IMPS branch (MICR: 413602002) is HDFC0CVCBL1. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (413) represent the city/clearing centre, the next 3 digits (602) identify the bank, and the last 3 digits (002) identify the specific branch. For 413602002, the city code is 413, bank code is 602, and branch code is 002.

Vidyanand Co-operative Bank Vidyanand Co-operative Bank IMPS

Vidyanand Co-operative Bank IMPS · Mumbai, Maharashtra

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413602002

413602002 is the MICR code for the Vidyanand Co-operative Bank IMPS branch of Vidyanand Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CVCBL1.

Bank

Vidyanand Co-operative Bank

Branch & Address

Vidyanand Co-operative Bank IMPS

13 Jain Boarding Complex Baliwes Solapur 413001

Mumbai, Solapur, Maharashtra

Contact

+912172625211

Codes for this Branch

MICR (cheques)

413602002

IFSC (online transfers)

HDFC0CVCBL1

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

413

City

602

Bank

002

Branch

City code 413 identifies the RBI clearing centre, bank code 602 identifies Vidyanand Co-operative Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Vidyanand Co-operative Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CVCBL1) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 413602002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CVCBL1