State Bank of India Dsh Fimm Ratnagiri (SBI)
Dsh Fimm Ratnagiri · Ratnagiri, Maharashtra
415002056 is the MICR code for the Dsh Fimm Ratnagiri branch of State Bank of India, located in Ratnagiri, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0062868.
Bank
State Bank of India
Branch & Address
Dsh Fimm Ratnagiri
Shop No. 1 and 2, Kohinoor Paradise, Arogya Mandir, Ratnagiri - 415639.
Ratnagiri, Ratnagiri, Maharashtra
Contact
+918806668544MICR Code Structure
415
City
002
Bank
056
Branch
City code 415 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 056 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Ratnagiri
Other banks in Ratnagiri, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0062868) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 415002056 is in the middle, and your account number is on the right.