Central Bank of India Branch
Branch · Ratnagiri, Maharashtra
415016288 is the MICR code for the Branch branch of Central Bank of India, located in Ratnagiri, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CBIN0280644.
Bank
Central Bank of India
Branch & Address
Branch
Gumbaj Mohalla, Near Masjid, at & Post Saitawada, Dist-ratnagiri, Maharashtra-415613
Ratnagiri, Saitawada, Maharashtra
Contact
+912222612008MICR Code Structure
415
City
016
Bank
288
Branch
City code 415 identifies the RBI clearing centre, bank code 016 identifies Central Bank of India, and branch code 288 identifies this specific branch.
Online Payment Methods Supported
Other Central Bank of India branches near Ratnagiri
Other banks in Ratnagiri, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CBIN0280644) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 415016288 is in the middle, and your account number is on the right.