Ratnagiri District Central Co-operative Bank Ratnagiri District Central Co-operative Bank IMPS
Ratnagiri District Central Co-operative Bank IMPS · Mumbai, Maharashtra
415803000 is the MICR code for the Ratnagiri District Central Co-operative Bank IMPS branch of Ratnagiri District Central Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0574RDC.
Bank
Ratnagiri District Central Co-operative Bank
Branch & Address
Ratnagiri District Central Co-operative Bank IMPS
Ratnagiri District Central Co Op Bank, Sahakar Bhavan, Jawahar Road, Ratnagiri, PIN 415612
Mumbai, Ratnagiri, Maharashtra
Contact
+912352234609MICR Code Structure
415
City
803
Bank
000
Branch
City code 415 identifies the RBI clearing centre, bank code 803 identifies Ratnagiri District Central Co-operative Bank, and branch code 000 identifies this specific branch.
Online Payment Methods Supported
Other Ratnagiri District Central Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0574RDC) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 415803000 is in the middle, and your account number is on the right.