Col Rd Nikam Sainik Sahakari Bank Col Rd Nikam Sainik Sahakari Bank IMPS
Col Rd Nikam Sainik Sahakari Bank IMPS · Mumbai, Maharashtra
415815001 is the MICR code for the Col Rd Nikam Sainik Sahakari Bank IMPS branch of Col Rd Nikam Sainik Sahakari Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CRNSSB.
Bank
Col Rd Nikam Sainik Sahakari Bank
Branch & Address
Col Rd Nikam Sainik Sahakari Bank IMPS
178 2b Chh Shivaji Maharaj Circle Powai Naka Satara 415001
Mumbai, Satara, Maharashtra
Contact
+912162234176Codes for this Branch
MICR (cheques)
415815001
IFSC (online transfers)
HDFC0CRNSSB
SWIFT / BIC
HDFCINBB
MICR Code Structure
415
City
815
Bank
001
Branch
City code 415 identifies the RBI clearing centre, bank code 815 identifies Col Rd Nikam Sainik Sahakari Bank, and branch code 001 identifies this specific branch.
Online Payment Methods Supported
Other Col Rd Nikam Sainik Sahakari Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CRNSSB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 415815001 is in the middle, and your account number is on the right.