HDFC Bank The Islampur Urban Coop Bank LTD
The Islampur Urban Coop Bank LTD · Sangli, Maharashtra
415860101 is the MICR code for the The Islampur Urban Coop Bank LTD branch of HDFC Bank, located in Sangli, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CTIUCB.
Bank
HDFC Bank
Branch & Address
The Islampur Urban Coop Bank LTD
Yallamma Chowk Islampur Dist Sangli
Sangli, Islampur, Maharashtra
Contact
+919960147181Codes for this Branch
MICR (cheques)
415860101
IFSC (online transfers)
HDFC0CTIUCB
SWIFT / BIC
HDFCINBB
MICR Code Structure
415
City
860
Bank
101
Branch
City code 415 identifies the RBI clearing centre, bank code 860 identifies HDFC Bank, and branch code 101 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Sangli
Other banks in Sangli, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CTIUCB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 415860101 is in the middle, and your account number is on the right.