HDFC Bank Lanja
Lanja · Ratnagiri, Maharashtra
416240426 is the MICR code for the Lanja branch of HDFC Bank, located in Ratnagiri, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0009340.
Bank
HDFC Bank
Branch & Address
Lanja
H no 3726 Sadguru Complex Mumbai Goa Highway New Bazar Peth Lanja Dist Ratnagiri Lanja Maharashtra 416701
Ratnagiri, Lanja, Maharashtra
Contact
+9118602676161Codes for this Branch
MICR (cheques)
416240426
IFSC (online transfers)
HDFC0009340
SWIFT / BIC
HDFCINBB
MICR Code Structure
416
City
240
Bank
426
Branch
City code 416 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 426 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Ratnagiri
Other banks in Ratnagiri, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0009340) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 416240426 is in the middle, and your account number is on the right.