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Kallappanna Awade Ichalkaranji Janata Sahakari Bank Gaon Bhag

Gaon Bhag · Kolhapur, Maharashtra

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416386202

416386202 is the MICR code for the Gaon Bhag branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank, located in Kolhapur, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KAIJ0000019.

Bank

Kallappanna Awade Ichalkaranji Janata Sahakari Bank

Branch & Address

Gaon Bhag

Ward no 4, H no 28, Zenda Chowk, Ijare Apartment, Ichalkaranji 416115

Kolhapur, Ichalkaranji, Maharashtra

Contact

+912302420545

Codes for this Branch

MICR (cheques)

416386202

IFSC (online transfers)

KAIJ0000019

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MICR Code Structure

416

City

386

Bank

202

Branch

City code 416 identifies the RBI clearing centre, bank code 386 identifies Kallappanna Awade Ichalkaranji Janata Sahakari Bank, and branch code 202 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Kallappanna Awade Ichalkaranji Janata Sahakari Bank branches near Kolhapur

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KAIJ0000019) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 416386202 is in the middle, and your account number is on the right.

View full branch details for IFSC KAIJ0000019