Which bank does MICR code 416398002 belong to?

MICR code 416398002 belongs to Kolhapur Urban Co-operative Bank, Kolhapur Urban Co-operative Bank IMPS branch, located at 514, D Ward, Gangavesh, Kolhapur, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CKUCBL.

What is the IFSC code for MICR 416398002?

The IFSC code for Kolhapur Urban Co-operative Bank Kolhapur Urban Co-operative Bank IMPS branch (MICR: 416398002) is HDFC0CKUCBL. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (416) represent the city/clearing centre, the next 3 digits (398) identify the bank, and the last 3 digits (002) identify the specific branch. For 416398002, the city code is 416, bank code is 398, and branch code is 002.

Kolhapur Urban Co-operative Bank Kolhapur Urban Co-operative Bank IMPS

Kolhapur Urban Co-operative Bank IMPS · Mumbai, Maharashtra

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416398002

416398002 is the MICR code for the Kolhapur Urban Co-operative Bank IMPS branch of Kolhapur Urban Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CKUCBL.

Bank

Kolhapur Urban Co-operative Bank

Branch & Address

Kolhapur Urban Co-operative Bank IMPS

514, D Ward, Gangavesh, Kolhapur

Mumbai, Kolhapur, Maharashtra

Contact

+912312547242

Codes for this Branch

MICR (cheques)

416398002

IFSC (online transfers)

HDFC0CKUCBL

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

416

City

398

Bank

002

Branch

City code 416 identifies the RBI clearing centre, bank code 398 identifies Kolhapur Urban Co-operative Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Kolhapur Urban Co-operative Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CKUCBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 416398002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CKUCBL