Kolhapur Urban Co-operative Bank Main Branch
Main Branch · Ohpr, Maharashtra
416398003 is the MICR code for the Main Branch branch of Kolhapur Urban Co-operative Bank, located in Ohpr, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KOLH0000003.
Bank
Kolhapur Urban Co-operative Bank
Branch & Address
Main Branch
514, D Ward, Gangawesh, Ground Floor, Kolhapur 416002
Ohpr, Kolhapur, Maharashtra
Contact
+912312547248MICR Code Structure
416
City
398
Bank
003
Branch
City code 416 identifies the RBI clearing centre, bank code 398 identifies Kolhapur Urban Co-operative Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Kolhapur Urban Co-operative Bank branches near Ohpr
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KOLH0000003) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 416398003 is in the middle, and your account number is on the right.