Janata Sahakari Bank Ajara Janata Sahakari Bank Ajara IMPS
Janata Sahakari Bank Ajara IMPS · Mumbai, Maharashtra
416406000 is the MICR code for the Janata Sahakari Bank Ajara IMPS branch of Janata Sahakari Bank Ajara, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0116JSB.
Bank
Janata Sahakari Bank Ajara
Branch & Address
Janata Sahakari Bank Ajara IMPS
Main Road, Ajara 416505, Dist Kolhapur
Mumbai, Ajra, Maharashtra
Contact
+912323246252MICR Code Structure
416
City
406
Bank
000
Branch
City code 416 identifies the RBI clearing centre, bank code 406 identifies Janata Sahakari Bank Ajara, and branch code 000 identifies this specific branch.
Online Payment Methods Supported
Other Janata Sahakari Bank Ajara branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0116JSB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 416406000 is in the middle, and your account number is on the right.