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Maharashtra State Co-operative Bank Nashik

Nashik · Nashik, Maharashtra

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422082002

422082002 is the MICR code for the Nashik branch of Maharashtra State Co-operative Bank, located in Nashik, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code MSCI0082040.

Bank

Maharashtra State Co-operative Bank

Branch & Address

Nashik

Plot No. 3, Sector E, Mumbai Agra Road, Cidco, Nashik 422009

Nashik, Nashik, Maharashtra

Contact

+912532392855

Codes for this Branch

MICR (cheques)

422082002

IFSC (online transfers)

MSCI0082040

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MICR Code Structure

422

City

082

Bank

002

Branch

City code 422 identifies the RBI clearing centre, bank code 082 identifies Maharashtra State Co-operative Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Maharashtra State Co-operative Bank branches near Nashik

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (MSCI0082040) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 422082002 is in the middle, and your account number is on the right.

View full branch details for IFSC MSCI0082040