Which bank does MICR code 422503002 belong to?

MICR code 422503002 belongs to Janakalyan Co-operative Bank Nashik, Janakalyan Co-operative Bank Nashik IMPS branch, located at Shivkanchi Appartment, Maleriya Stop, Collegeroad, Nashik - 422005, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CJCBLN.

What is the IFSC code for MICR 422503002?

The IFSC code for Janakalyan Co-operative Bank Nashik Janakalyan Co-operative Bank Nashik IMPS branch (MICR: 422503002) is HDFC0CJCBLN. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (422) represent the city/clearing centre, the next 3 digits (503) identify the bank, and the last 3 digits (002) identify the specific branch. For 422503002, the city code is 422, bank code is 503, and branch code is 002.

Janakalyan Co-operative Bank Nashik Janakalyan Co-operative Bank Nashik IMPS

Janakalyan Co-operative Bank Nashik IMPS · Mumbai, Maharashtra

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422503002

422503002 is the MICR code for the Janakalyan Co-operative Bank Nashik IMPS branch of Janakalyan Co-operative Bank Nashik, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CJCBLN.

Bank

Janakalyan Co-operative Bank Nashik

Branch & Address

Janakalyan Co-operative Bank Nashik IMPS

Shivkanchi Appartment, Maleriya Stop, Collegeroad, Nashik - 422005

Mumbai, Nashik, Maharashtra

Contact

+912532578462

Codes for this Branch

MICR (cheques)

422503002

IFSC (online transfers)

HDFC0CJCBLN

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

422

City

503

Bank

002

Branch

City code 422 identifies the RBI clearing centre, bank code 503 identifies Janakalyan Co-operative Bank Nashik, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Janakalyan Co-operative Bank Nashik branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CJCBLN) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 422503002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CJCBLN