HDFC Bank Janakalyan Co Op Bank LTD
Janakalyan Co Op Bank LTD · Nasik, Maharashtra
422503005 is the MICR code for the Janakalyan Co Op Bank LTD branch of HDFC Bank, located in Nasik, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CJCB05.
Bank
HDFC Bank
Branch & Address
Janakalyan Co Op Bank LTD
Janki Plaza Near Dwarka Circle Nashik Poona Road Nashik 422011
Nasik, Nashik, Maharashtra
Contact
+912532590384Codes for this Branch
MICR (cheques)
422503005
IFSC (online transfers)
HDFC0CJCB05
SWIFT / BIC
HDFCINBB
MICR Code Structure
422
City
503
Bank
005
Branch
City code 422 identifies the RBI clearing centre, bank code 503 identifies HDFC Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Nasik
Other banks in Nasik, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CJCB05) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 422503005 is in the middle, and your account number is on the right.