Which bank does MICR code 422809002 belong to?

MICR code 422809002 belongs to Ojhar Merchant's Co-operative Bank, Ojhar Merchant's Co-operative Bank IMPS branch, located at Shree Vallabh Tambat Lane, Ojhar Ming Tal Niphad, Dist. Nashik-422206, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0COMC01.

What is the IFSC code for MICR 422809002?

The IFSC code for Ojhar Merchant's Co-operative Bank Ojhar Merchant's Co-operative Bank IMPS branch (MICR: 422809002) is HDFC0COMC01. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (422) represent the city/clearing centre, the next 3 digits (809) identify the bank, and the last 3 digits (002) identify the specific branch. For 422809002, the city code is 422, bank code is 809, and branch code is 002.

Ojhar Merchant's Co-operative Bank Ojhar Merchant's Co-operative Bank IMPS

Ojhar Merchant's Co-operative Bank IMPS · Mumbai, Maharashtra

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422809002

422809002 is the MICR code for the Ojhar Merchant's Co-operative Bank IMPS branch of Ojhar Merchant's Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0COMC01.

Bank

Ojhar Merchant's Co-operative Bank

Branch & Address

Ojhar Merchant's Co-operative Bank IMPS

Shree Vallabh Tambat Lane, Ojhar Ming Tal Niphad, Dist. Nashik-422206

Mumbai, Ojhar, Maharashtra

Contact

+919765489819

Codes for this Branch

MICR (cheques)

422809002

IFSC (online transfers)

HDFC0COMC01

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

422

City

809

Bank

002

Branch

City code 422 identifies the RBI clearing centre, bank code 809 identifies Ojhar Merchant's Co-operative Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Ojhar Merchant's Co-operative Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0COMC01) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 422809002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0COMC01