Ahmednagar District Central Co-operative Bank Ghargaon
Ghargaon · Ahmednagar, Maharashtra
422885505 is the MICR code for the Ghargaon branch of Ahmednagar District Central Co-operative Bank, located in Ahmednagar, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AHDC0000055.
Bank
Ahmednagar District Central Co-operative Bank
Branch & Address
Ghargaon
Post Ghargaon Tal Sangamner 422620
Ahmednagar, Ghargaon, Maharashtra
Contact
+912425270026MICR Code Structure
422
City
885
Bank
505
Branch
City code 422 identifies the RBI clearing centre, bank code 885 identifies Ahmednagar District Central Co-operative Bank, and branch code 505 identifies this specific branch.
Online Payment Methods Supported
Other Ahmednagar District Central Co-operative Bank branches near Ahmednagar
Other banks in Ahmednagar, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AHDC0000055) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 422885505 is in the middle, and your account number is on the right.