HDFC Bank Vani Merchants Co-op Bank LTD
Vani Merchants Co-op Bank LTD · Nasik, Maharashtra
422946501 is the MICR code for the Vani Merchants Co-op Bank LTD branch of HDFC Bank, located in Nasik, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CVAMCO.
Bank
HDFC Bank
Branch & Address
Vani Merchants Co-op Bank LTD
Paris Shivaji Road Vani Tal. Dindori Nasik
Nasik, Vani, Maharashtra
Contact
+912557220140Codes for this Branch
MICR (cheques)
422946501
IFSC (online transfers)
HDFC0CVAMCO
SWIFT / BIC
HDFCINBB
MICR Code Structure
422
City
946
Bank
501
Branch
City code 422 identifies the RBI clearing centre, bank code 946 identifies HDFC Bank, and branch code 501 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Nasik
Other banks in Nasik, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CVAMCO) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 422946501 is in the middle, and your account number is on the right.