Bharat Co-operative Bank Shirdi
Shirdi · Ahmednagar, Maharashtra
423112301 is the MICR code for the Shirdi branch of Bharat Co-operative Bank, located in Ahmednagar, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BCBM0000090.
Bank
Bharat Co-operative Bank
Branch & Address
Shirdi
Ground Floor, Hotel the Eshosans Palace, Pimpalwadi Road, Taluka Rahata, District Ahmednagar- 423109
Ahmednagar, Ahmednagar, Maharashtra
Contact
+9124231MICR Code Structure
423
City
112
Bank
301
Branch
City code 423 identifies the RBI clearing centre, bank code 112 identifies Bharat Co-operative Bank, and branch code 301 identifies this specific branch.
Online Payment Methods Supported
Other Bharat Co-operative Bank branches near Ahmednagar
Other banks in Ahmednagar, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BCBM0000090) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 423112301 is in the middle, and your account number is on the right.