Which bank does MICR code 423809101 belong to?

MICR code 423809101 belongs to Janata Co-operative Bank Malegaon., Janata Co-operative Bank Malegaon. IMPS branch, located at 1398 Kidwai Road Malegaon 423203, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CJBMLG.

What is the IFSC code for MICR 423809101?

The IFSC code for Janata Co-operative Bank Malegaon. Janata Co-operative Bank Malegaon. IMPS branch (MICR: 423809101) is HDFC0CJBMLG. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (423) represent the city/clearing centre, the next 3 digits (809) identify the bank, and the last 3 digits (101) identify the specific branch. For 423809101, the city code is 423, bank code is 809, and branch code is 101.

Janata Co-operative Bank Malegaon. Janata Co-operative Bank Malegaon. IMPS

Janata Co-operative Bank Malegaon. IMPS · Mumbai, Maharashtra

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423809101

423809101 is the MICR code for the Janata Co-operative Bank Malegaon. IMPS branch of Janata Co-operative Bank Malegaon., located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CJBMLG.

Bank

Janata Co-operative Bank Malegaon.

Branch & Address

Janata Co-operative Bank Malegaon. IMPS

1398 Kidwai Road Malegaon 423203

Mumbai, Nashik, Maharashtra

Contact

+912554230972

Codes for this Branch

MICR (cheques)

423809101

IFSC (online transfers)

HDFC0CJBMLG

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

423

City

809

Bank

101

Branch

City code 423 identifies the RBI clearing centre, bank code 809 identifies Janata Co-operative Bank Malegaon., and branch code 101 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Janata Co-operative Bank Malegaon. branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CJBMLG) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 423809101 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CJBMLG