Cosmos Co-operative Bank Massia
Massia · Aurangabad, Maharashtra
431164006 is the MICR code for the Massia branch of Cosmos Co-operative Bank, located in Aurangabad, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code COSB0000918.
Bank
Cosmos Co-operative Bank
Branch & Address
Massia
Plot No.p-15, Midc, Waluj, Aurangabad 431136
Aurangabad, Aurangabad, Maharashtra
Contact
+912402553132MICR Code Structure
431
City
164
Bank
006
Branch
City code 431 identifies the RBI clearing centre, bank code 164 identifies Cosmos Co-operative Bank, and branch code 006 identifies this specific branch.
Online Payment Methods Supported
Other Cosmos Co-operative Bank branches near Aurangabad
Other banks in Aurangabad, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (COSB0000918) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 431164006 is in the middle, and your account number is on the right.