Jana Small Finance Bank Aurangabad
Aurangabad · Aurangabad, Maharashtra
431788002 is the MICR code for the Aurangabad branch of Jana Small Finance Bank, located in Aurangabad, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSFB0004560.
Bank
Jana Small Finance Bank
Branch & Address
Aurangabad
5& 16, Ground Floor, Sai Business Park, 7 Hills, Surana Nagar, Jalna Road, Aurangabad, PIN 431 003
Aurangabad, Aurangabad, Maharashtra
MICR Code Structure
431
City
788
Bank
002
Branch
City code 431 identifies the RBI clearing centre, bank code 788 identifies Jana Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Jana Small Finance Bank branches near Aurangabad
Other banks in Aurangabad, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSFB0004560) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 431788002 is in the middle, and your account number is on the right.