Jana Small Finance Bank Umri
Umri · Nanded, Maharashtra
431788004 is the MICR code for the Umri branch of Jana Small Finance Bank, located in Nanded, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSFB0004019.
Bank
Jana Small Finance Bank
Branch & Address
Umri
Jana Small Finance Bank Ltd, Ground Floor, Nagar Parishad House No.48-3 of Ward No.10 Situated at Umri Tq.umri and Dist.nanded, Maharashtra 431 805
Nanded, Umri, Maharashtra
Contact
+918788712853MICR Code Structure
431
City
788
Bank
004
Branch
City code 431 identifies the RBI clearing centre, bank code 788 identifies Jana Small Finance Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Jana Small Finance Bank branches near Nanded
Other banks in Nanded, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSFB0004019) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 431788004 is in the middle, and your account number is on the right.