Which bank does MICR code 431801101 belong to?

MICR code 431801101 belongs to Bhagyalakshmi Mahila Sahakari Bank, Bhagyalakshmi Mahila Sahakari Bank IMPS branch, located at Bhagyalakshmi Bhawan, Mahaveer Chowk, Vazirabad Nanded, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CBLMSB.

What is the IFSC code for MICR 431801101?

The IFSC code for Bhagyalakshmi Mahila Sahakari Bank Bhagyalakshmi Mahila Sahakari Bank IMPS branch (MICR: 431801101) is HDFC0CBLMSB. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (431) represent the city/clearing centre, the next 3 digits (801) identify the bank, and the last 3 digits (101) identify the specific branch. For 431801101, the city code is 431, bank code is 801, and branch code is 101.

Bhagyalakshmi Mahila Sahakari Bank Bhagyalakshmi Mahila Sahakari Bank IMPS

Bhagyalakshmi Mahila Sahakari Bank IMPS · Mumbai, Maharashtra

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431801101

431801101 is the MICR code for the Bhagyalakshmi Mahila Sahakari Bank IMPS branch of Bhagyalakshmi Mahila Sahakari Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CBLMSB.

Bank

Bhagyalakshmi Mahila Sahakari Bank

Branch & Address

Bhagyalakshmi Mahila Sahakari Bank IMPS

Bhagyalakshmi Bhawan, Mahaveer Chowk, Vazirabad Nanded

Mumbai, Nanded, Maharashtra

Contact

+919960090626

Codes for this Branch

MICR (cheques)

431801101

IFSC (online transfers)

HDFC0CBLMSB

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

431

City

801

Bank

101

Branch

City code 431 identifies the RBI clearing centre, bank code 801 identifies Bhagyalakshmi Mahila Sahakari Bank, and branch code 101 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Bhagyalakshmi Mahila Sahakari Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CBLMSB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 431801101 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CBLMSB