Which bank does MICR code 431850402 belong to?

MICR code 431850402 belongs to Nagnath Urban Co-operative Bank Hingoli, Nagnath Urban Co-operative Bank Hingoli IMPS branch, located at In Front of Lic Office Railway Station Hingoli 431513, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CNUB01.

What is the IFSC code for MICR 431850402?

The IFSC code for Nagnath Urban Co-operative Bank Hingoli Nagnath Urban Co-operative Bank Hingoli IMPS branch (MICR: 431850402) is HDFC0CNUB01. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (431) represent the city/clearing centre, the next 3 digits (850) identify the bank, and the last 3 digits (402) identify the specific branch. For 431850402, the city code is 431, bank code is 850, and branch code is 402.

Nagnath Urban Co-operative Bank Hingoli Nagnath Urban Co-operative Bank Hingoli IMPS

Nagnath Urban Co-operative Bank Hingoli IMPS · Mumbai, Maharashtra

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431850402

431850402 is the MICR code for the Nagnath Urban Co-operative Bank Hingoli IMPS branch of Nagnath Urban Co-operative Bank Hingoli, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CNUB01.

Bank

Nagnath Urban Co-operative Bank Hingoli

Branch & Address

Nagnath Urban Co-operative Bank Hingoli IMPS

In Front of Lic Office Railway Station Hingoli 431513

Mumbai, Hingoli, Maharashtra

Contact

+919422175446

Codes for this Branch

MICR (cheques)

431850402

IFSC (online transfers)

HDFC0CNUB01

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

431

City

850

Bank

402

Branch

City code 431 identifies the RBI clearing centre, bank code 850 identifies Nagnath Urban Co-operative Bank Hingoli, and branch code 402 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Nagnath Urban Co-operative Bank Hingoli branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CNUB01) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 431850402 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CNUB01