Which bank does MICR code 431854002 belong to?

MICR code 431854002 belongs to Poornawadi Nagrik Sahakari Bank, Poornawadi Nagrik Sahakari Bank IMPS branch, located at H.no 2-11-286, Malives, Subhash Road, Beed-431122, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CPNSBL.

What is the IFSC code for MICR 431854002?

The IFSC code for Poornawadi Nagrik Sahakari Bank Poornawadi Nagrik Sahakari Bank IMPS branch (MICR: 431854002) is HDFC0CPNSBL. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (431) represent the city/clearing centre, the next 3 digits (854) identify the bank, and the last 3 digits (002) identify the specific branch. For 431854002, the city code is 431, bank code is 854, and branch code is 002.

Poornawadi Nagrik Sahakari Bank Poornawadi Nagrik Sahakari Bank IMPS

Poornawadi Nagrik Sahakari Bank IMPS · Mumbai, Maharashtra

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431854002

431854002 is the MICR code for the Poornawadi Nagrik Sahakari Bank IMPS branch of Poornawadi Nagrik Sahakari Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CPNSBL.

Bank

Poornawadi Nagrik Sahakari Bank

Branch & Address

Poornawadi Nagrik Sahakari Bank IMPS

H.no 2-11-286, Malives, Subhash Road, Beed-431122

Mumbai, Bhid, Maharashtra

Contact

+919730005371

Codes for this Branch

MICR (cheques)

431854002

IFSC (online transfers)

HDFC0CPNSBL

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

431

City

854

Bank

002

Branch

City code 431 identifies the RBI clearing centre, bank code 854 identifies Poornawadi Nagrik Sahakari Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Poornawadi Nagrik Sahakari Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CPNSBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 431854002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CPNSBL