Valmiki Urban Co-operative Bank Valmiki Urban Co-operative Bank IMPS
Valmiki Urban Co-operative Bank IMPS · Mumbai, Maharashtra
431887501 is the MICR code for the Valmiki Urban Co-operative Bank IMPS branch of Valmiki Urban Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0VUCB01.
Bank
Valmiki Urban Co-operative Bank
Branch & Address
Valmiki Urban Co-operative Bank IMPS
Valmiki Urban Co Op Bank LTD LTD Parbhani Taluka Pathri Dist Parbhani Sai Road Pathri 441215
Mumbai, Parbhani, Maharashtra
Contact
+9124512554599MICR Code Structure
431
City
887
Bank
501
Branch
City code 431 identifies the RBI clearing centre, bank code 887 identifies Valmiki Urban Co-operative Bank, and branch code 501 identifies this specific branch.
Online Payment Methods Supported
Other Valmiki Urban Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0VUCB01) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 431887501 is in the middle, and your account number is on the right.