Nirmal Urban Co-operative Bank Nagpur Nirmal Urban Co-operative Bank Nagpur IMPS
Nirmal Urban Co-operative Bank Nagpur IMPS · Mumbai, Maharashtra
440082311 is the MICR code for the Nirmal Urban Co-operative Bank Nagpur IMPS branch of Nirmal Urban Co-operative Bank Nagpur, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CNB311.
Bank
Nirmal Urban Co-operative Bank Nagpur
Branch & Address
Nirmal Urban Co-operative Bank Nagpur IMPS
193, Nandanwan Main Road, Nagpur-09
Mumbai, Nagpur, Maharashtra
Contact
+917122752378Codes for this Branch
MICR (cheques)
440082311
IFSC (online transfers)
HDFC0CNB311
SWIFT / BIC
HDFCINBB
MICR Code Structure
440
City
082
Bank
311
Branch
City code 440 identifies the RBI clearing centre, bank code 082 identifies Nirmal Urban Co-operative Bank Nagpur, and branch code 311 identifies this specific branch.
Online Payment Methods Supported
Other Nirmal Urban Co-operative Bank Nagpur branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CNB311) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 440082311 is in the middle, and your account number is on the right.