HDFC Bank Nirmal Urban Coop Bank LTD
Nirmal Urban Coop Bank LTD · Nagpur, Maharashtra
440082312 is the MICR code for the Nirmal Urban Coop Bank LTD branch of HDFC Bank, located in Nagpur, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CNB312.
Bank
HDFC Bank
Branch & Address
Nirmal Urban Coop Bank LTD
Shree Ganesh Chamber, Mehadia Chowk, Dhantoli, Nagpur
Nagpur, Nagpur, Maharashtra
Contact
+917122423654Codes for this Branch
MICR (cheques)
440082312
IFSC (online transfers)
HDFC0CNB312
SWIFT / BIC
HDFCINBB
MICR Code Structure
440
City
082
Bank
312
Branch
City code 440 identifies the RBI clearing centre, bank code 082 identifies HDFC Bank, and branch code 312 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Nagpur
Other banks in Nagpur, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CNB312) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 440082312 is in the middle, and your account number is on the right.