Samruddhi Co-operative Bank Samruddhi Co-operative Bank IMPS
Samruddhi Co-operative Bank IMPS · Mumbai, Maharashtra
440082326 is the MICR code for the Samruddhi Co-operative Bank IMPS branch of Samruddhi Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0041SCB.
Bank
Samruddhi Co-operative Bank
Branch & Address
Samruddhi Co-operative Bank IMPS
Head Office 22 a Wanjari Nagar, Nagpur 440003
Mumbai, Nagpur, Maharashtra
Contact
+917122270322MICR Code Structure
440
City
082
Bank
326
Branch
City code 440 identifies the RBI clearing centre, bank code 082 identifies Samruddhi Co-operative Bank, and branch code 326 identifies this specific branch.
Online Payment Methods Supported
Other Samruddhi Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0041SCB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 440082326 is in the middle, and your account number is on the right.