Wardhaman Urban Co-operative Bank Nagpur Wardhaman Urban Co-operative Bank Nagpur IMPS
Wardhaman Urban Co-operative Bank Nagpur IMPS · Mumbai, Maharashtra
440802002 is the MICR code for the Wardhaman Urban Co-operative Bank Nagpur IMPS branch of Wardhaman Urban Co-operative Bank Nagpur, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0510WUC.
Bank
Wardhaman Urban Co-operative Bank Nagpur
Branch & Address
Wardhaman Urban Co-operative Bank Nagpur IMPS
Central Avenue Road Nagpur
Mumbai, Nagpur, Maharashtra
Contact
+917122778347MICR Code Structure
440
City
802
Bank
002
Branch
City code 440 identifies the RBI clearing centre, bank code 802 identifies Wardhaman Urban Co-operative Bank Nagpur, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Wardhaman Urban Co-operative Bank Nagpur branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0510WUC) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 440802002 is in the middle, and your account number is on the right.