Bank of India Ram Nagar (BOI)
Ram Nagar · Wardha, Maharashtra
442013005 is the MICR code for the Ram Nagar branch of Bank of India, located in Wardha, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0009730.
Bank
Bank of India
Branch & Address
Ram Nagar
Plot no 2072 Municipal House no 101 137 Sumati Palace Opp Ranjan Sabhagruha 442001
Wardha, Wardha, Maharashtra
Contact
+918806550193MICR Code Structure
442
City
013
Bank
005
Branch
City code 442 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Wardha
Other banks in Wardha, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0009730) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 442013005 is in the middle, and your account number is on the right.