Bank of India Navargaon (BOI)
Navargaon · Navargaon Talshindewadi Dist Chandrapur, Maharashtra
442013532 is the MICR code for the Navargaon branch of Bank of India, located in Navargaon Talshindewadi Dist Chandrapur, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0009613.
Bank
Bank of India
Branch & Address
Navargaon
At Post Navargaontah Sindewahidist Chandrapur
Navargaon Talshindewadi Dist Chandrapur, Navargaon Talshindewadi Dist Chandrapur, Maharashtra
Contact
+917178258325MICR Code Structure
442
City
013
Bank
532
Branch
City code 442 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 532 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Navargaon Talshindewadi Dist Chandrapur
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0009613) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 442013532 is in the middle, and your account number is on the right.