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Axis Bank Shri Kanyaka Nagari Sahakari Bank

Shri Kanyaka Nagari Sahakari Bank · Chandrapur, Chandigarh

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442808103

442808103 is the MICR code for the Shri Kanyaka Nagari Sahakari Bank branch of Axis Bank, located in Chandrapur, Chandigarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0SKNS03.

Bank

Axis Bank

Branch & Address

Shri Kanyaka Nagari Sahakari Bank

Ganjwad Near S P College, Chandrapur 442402

Chandrapur, Chandrapur, Chandigarh

Contact

+917172254714

Codes for this Branch

MICR (cheques)

442808103

IFSC (online transfers)

UTIB0SKNS03

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MICR Code Structure

442

City

808

Bank

103

Branch

City code 442 identifies the RBI clearing centre, bank code 808 identifies Axis Bank, and branch code 103 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Axis Bank branches near Chandrapur

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0SKNS03) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 442808103 is in the middle, and your account number is on the right.

View full branch details for IFSC UTIB0SKNS03